📱 Live on Android · iOS coming soon

Your money stays
on your phone.

LocalSpend reads your payment SMS messages on-device and builds a searchable expense ledger — automatically. No account. No cloud. No data ever leaves your phone.

Get it on Google Play 🍎 Coming soon to the App Store
✅ No account required 🔒 100% on-device 📴 Zero telemetry 🚫 No cloud, ever
LocalSpend
April 2026 · 14 transactions
THIS MONTH
₹8,240
THIS WEEK
₹2,115
TODAY
₹340
RECENT
🍕
Swiggy
Food · UPI
−₹340
Indian Oil
Fuel · PhonePe
−₹850
🛒
Amazon
Shopping · HDFC
−₹1,299
🏥
Apollo Pharmacy
Health · Google Pay
−₹425
🎬
BookMyShow
Entertainment · Paytm
−₹600

Automatic tracking.
Zero effort.

All the power of a finance app — none of the privacy trade-offs. No manual entry. No syncing. Just your data, sorted.

📲
SMS Auto-Import
17 regex patterns parse BHIM UPI, Paytm, PhonePe, Google Pay, WhatsApp Pay, HDFC, SBI, ICICI, Axis, Kotak, Yes Bank, Visa, Mastercard, Amex — and more.
🏷️
Smart Auto-Categories
120+ merchant keywords auto-assign transactions to Food, Travel, Shopping, Utilities, Health, Fuel, Rent, EMI, Entertainment, and UPI P2P. Your corrections apply retroactively.
📊
Instant Dashboard
Summary cards for Today, This Week, and This Month front and centre. Recent transactions feed below, with a FAB to the full list.
🔍
Full-Text Search
FTS5-powered full-text search finds any transaction instantly. Filter by category, sort by date or amount — with a smooth animated filter panel.
🗄️
Local SQLite Database
All data lives in a WAL-mode SQLite database on your device, managed via Drift ORM with codegen-backed type-safe queries. Fast, reliable, yours.
🔐
Biometric Lock
Protect your financial data with Face ID or Fingerprint authentication. App won't open without you — no passcode fallback required.
🚫
Zero Telemetry
Not a single network call is made from the data layer. No analytics SDK. No crash reporter phoning home. What's on your phone stays on your phone.
↩️
Swipe to Delete
Remove any transaction with a quick swipe gesture. Clean, fast, and satisfying — your ledger, your rules.

Works with your bank
out of the box.

17 SMS patterns to cover every major Indian bank, UPI app, and payment network — with more added regularly.

BHIM UPI Paytm PhonePe Google Pay WhatsApp Pay HDFC Bank SBI ICICI Bank Axis Bank Kotak Mahindra Yes Bank Visa Mastercard Amex

Set up in seconds.
Runs forever.

1
Grant SMS permission
LocalSpend requests read-only SMS access once. It only reads payment-related messages — never personal conversations.
2
Transactions appear automatically
Your inbox is scanned on-device. Every debit gets parsed and stored locally in seconds — no manual entry, ever.
3
Smart categories, instantly
Transactions land in the right bucket automatically. Fix a category once and it applies retroactively to all matching merchants.
4
Search and review anytime
Full-text search your entire ledger, filter by category, sort how you like, and swipe to delete anything you don't need.

Your finances are
nobody's business.

Most finance apps sync your data to their servers to sell you products. LocalSpend works completely offline — by design.

📵

No network calls

Zero outbound requests from the data layer. Your transactions never touch the internet.

👤

No account

Install and go. No email, no phone number, no sign-up of any kind.

🔐

Biometric gate

Face ID or fingerprint required to open the app. Your ledger is locked at rest.

🗄️

On-device only

SQLite database lives entirely on your phone. Uninstall and it's gone — nothing left behind.

Download free

Start tracking.
Stay private.

Free forever. No ads. No account. Just your expenses, organised.

Get it on Google Play 🍎 iOS coming soon to the App Store